Buyer Services
Buyer's Guide
The homefinding process typically includes many of the following elements. For additional information, or to get started, please contact me.
Initial Consultation
- Determine your needs and priorities
- Review "agency" choices and select appropriate working realationship
- Discuss financing options
Obtain Financing
- Find a mortgage company
- Consult with a loan officer
- Pre-qualification
- Complete loan application
- Obtain loan pre-approval
- Provide requested documentation
Finding the Right Home
- Sales associate to show you properties based on your criteria
- Evaluate each property with sales associate
- Choose the right home
Preparing an Offer
- Review comparable sales to determine offer price
- Review progress of loan pre-approval; decide on financing
- Decide on other terms (inspections, possession date, personal property, etc.)
- Prepare earnest money deposit
Reaching an Agreement with a Seller
- Present your offer
- Negotiation of terms and possible counteroffers
- Agreed-upon sales contract with seller
Completing the Settlement Process
- Deposit of earnest money
- Review seller's property disclosures
- Review preliminary title report
- Roof, termite and other inspections
- Remove any remaining contingencies
- Arrange for homeowners insurance
- Arrange for home warranty
- Arrange for movers
- Final walk-through of property with sales associate
- Provide balance of down payment and closing costs
- Sign Documents
- Loan Funding
Finalize the Details
- Property appraisal
- Loan processing
- Final loan approval
- Recording of title
- Receive keys from sales associate
- Move in!
I understand that buying a home is a major decision for you that can be filled with concerns. My task is to help you find a home that meets your needs and to make the homebuying process efficient, stress-free and successful. As your NP Dodge professional, my goal is to help you find the right home.
